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Small Business Accountants

TFMC are leading small business accountants in the UK.

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At TFMC, we specialise in small business accountancy that empowers entrepreneurs, sole traders, and limited companies to thrive. Whether you’re just starting out or growing steadily, we’re here to take the financial pressure off your shoulders so you can focus on doing what you do best, running your business.

We understand the challenges small business owners face. That’s why we offer affordable, proactive, and personalised accountancy services designed to help you stay compliant, improve cash flow, and make smart financial decisions.

How it Works

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Up-to-date Records

Our team of professional bookkeepers can take the burden out of your bookkeeping whilst ensuring your records are always up-to-date.

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Cost Effective

By outsourcing your VAT to us, you gain our knowledge and experience of VAT procedures saving you time and money.

VAT Submissions

We will send out a reminder when your VAT returns are due. We then double check your returns and submit them to the HMRC.

1. Company Formation and Business Start-Up Support

Starting a new business is exciting, but it can also be a minefield of forms, registrations, and crucial decisions. At TFM Centre, we provide practical guidance and handle the paperwork for you, so you can focus on launching with confidence.

We help with:

  • Company registration with Companies House
  • Choosing the right business structure (sole trader, partnership, limited company)
  • Setting up business bank accounts
  • VAT registration and advice
  • HMRC registration for PAYE and Corporation Tax

2. Bookkeeping and Cloud Accounting

Accurate bookkeeping is essential to staying in control of your finances. Whether you need help keeping track of day-to-day transactions or want to embrace cloud software, we provide flexible bookkeeping solutions tailored to your needs.

Our bookkeeping services include:

  • Weekly, monthly, or quarterly bookkeeping
  • Cloud accounting with Xero, QuickBooks, or FreeAgent
  • Bank reconciliations and digital receipt management
  • Real-time cash flow and expense tracking

3. VAT Returns and Compliance

VAT can be one of the most confusing areas for small businesses. Our expert team ensures you stay compliant, avoid fines, and choose the best VAT scheme for your situation while also handling all submissions on your behalf.

We provide:

  • VAT registration and de-registration support
  • Preparation and submission of accurate VAT returns
  • Advice on flat rate and standard VAT schemes
  • Making Tax Digital (MTD) set-up and filing

4. Payroll Services for Small Businesses

Running payroll can be time-consuming and complicated, especially with changing HMRC rules and pension requirements. We take the stress out of paying your staff and staying compliant.

Our payroll services cover:

  • Weekly or monthly payroll processing
  • RTI (Real Time Information) submissions to HMRC
  • Payslip generation and employee record management
  • Pension auto-enrolment and compliance
  • CIS returns for contractors and subcontractors

5. Year-End Accounts and Corporation Tax

When the year ends, your financial reporting begins. We prepare your statutory accounts accurately and on time, helping you meet your obligations and reduce your tax liability with strategic planning.

Included in this service:

  • Full preparation of statutory year-end accounts
  • Corporation Tax calculations and returns
  • Filing with Companies House and HMRC
  • Tax efficiency advice and dividend planning

6. Self-Assessment Tax Returns

Whether you’re a sole trader, landlord, freelancer, or company director, you’ll likely need to complete a Self-Assessment tax return. We make sure your return is accurate, complete, and submitted on time, without the headaches.

We help with:

  • Complete income and expense analysis
  • Identification of allowable deductions
  • Support with capital gains and investment income
  • Deadline management to avoid penalties

7. Business Advice and Financial Planning

We’re not just number crunchers, we’re here to help you grow. Our business advisory services are designed to give you clarity, structure, and insight so you can scale sustainably and confidently.

Our advisory support includes:

  • Cash flow forecasting and budget planning
  • Profitability reviews and business performance analysis
  • Tax-saving strategies tailored to your goals
  • Support with business funding, loans, and grants

 

8. Management Accounts and Business Insights

Want to make informed decisions month to month, not just once a year? Management accounts give you regular insight into how your business is really performing and help you spot opportunities and risks early.

We offer:

  • Monthly or quarterly management reports
  • Profit & loss, balance sheets, and cash flow statements
  • Key performance indicator (KPI) tracking
  • Custom reports tailored to your industry

9. HMRC Investigations and Support

Receiving a letter from HMRC can be stressful, but you don’t have to face it alone. We represent and support you through every stage of an investigation or compliance check, giving you peace of mind.

We can assist with:

  • Tax investigation representation
  • HMRC correspondence and negotiation
  • Compliance checks and audit support
  • Resolving disputes efficiently and professionally

10. Business Growth Support

When you’re ready to grow, we’re ready to guide you. Whether you’re expanding your team, moving into new markets, or scaling operations, we provide the financial insight and structure to support your success.

Growth support includes:

  • Scaling up your accounting systems
  • Refining business structure for tax efficiency
  • Hiring and payroll setup
  • KPI tracking and performance benchmarking

Why Choose TFMC Centre as Your Small Business Accountant?

We’re not your average accountants. Here’s why small businesses across the UK trust us:

Fixed fees, no surprises

Friendly, approachable support

Specialists in small business and start-ups

Proactive advice all year round

Fully cloud-based and paperless

Dedicated accountant with direct contact

We believe in making accountancy simple, jargon-free, and actually useful for small businesses.

Sectors We Support

No matter what your small business does, we’ve likely helped others in your shoes. We work with:

  • Freelancers and contractors
  • Online businesses and eCommerce
  • Trades and construction professionals
  • Hospitality and retail
  • Health and wellness professionals
  • Creative industries and consultants

If you’re a small business owner, you’re in the right place.

Ready to Simplify Your Small Business Finances?

Whether you’re looking for help with bookkeeping, tax, payroll, or business planning, TFMC is here to support you. Our expert small business accountants make life easier, reduce stress, and help you keep more of what you earn.

Get in touch today for a free, no-obligation consultation. Let’s talk about how we can support your business goals and take the stress out of managing your finances.

What do our customers think about us?

We are proud of our services, find out exactly what our other customers think of our services. Check out our google reviews below don’t just take our word for it!

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Samantha Naylor

"Very competent, friendly, reliable, flexible, reassuring and reasonably priced. Very happy with the service provided."

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Aaron Rogan

"The management of my finachels needed to be centralised. Therefore I approached Rachael at the financial management centre and with ease she manage..."

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Jan Lundie

"Great Company to deal with. Always there with support and help with any queries and happy to explain in simple, easy to understand terms! So reass..."

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Paul Harvey

"Excellent company to deal with.soulf recommend"

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Paula Grover

"Highly recommended. This company is so much more than accountants- they give the best business support, and advice and are human, which is such a b..."

Our Plans

All our packages are fully customisable and we offer a fixed price monthly payment schedule - no surprises! This gives you certainty and allows you to spread the cost across the year.

Essential

From

£75

Per month*

Check icon Our essential package is suited to all businesses who are looking to ensure compliance with reporting requirements.

Professional

From

£300

Per month*

Check icon Take away the burden of managing finances and start focusing more on your business by investing in our professional package

Ultimate

From

£750

Per month*

Check icon Completely outsource your accounts whilst still maintaining a close eye on company performance with our ultimate package

* Fees vary depending on the size and need of the client business. Packages can be tailored so please contact us to discuss your requirements.

Our Offices

We have offices all over the country, so we’re never far away when you need us and we’re always here to help!

Find Your Local Office

What do our customers think about us?

We are proud of our services, find out exactly what our other customers think of our services. Check out our google reviews below don’t just take our word for it!

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Lesley Collett

"The Financial Management Centre are a very professional company, the staff are all very helpful and friendly. FMC are quick to respond to any queri..."

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Danny Kennedy
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Jack Hale

"I cant thank Stuart and the TFM team enough for taking control of my dire situation and absolute headache regarding dealings with the HMRC and comp..."

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Damian Redfearn

"I contacted The Financial Management Centre in Moreton, Wirral for some help with my self assessment tax return. My appointment was with Stuart who..."

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Claire Homer

"We moved over to Xero for my business and Helen and her team did a great job of managing for us. Once I was ready to take back Helen couldn't do e..."